Welcome to 12Cheques.ae!

12Cheques.ae is a digital platform operated under license by Alliance Insurance Company PSC (Alliance) for the purposes of receiving and processing applications for the rental guarantee product and the ongoing servicing of the product. Alliance is incorporated in the Emirate of Dubai and licensed to conduct insurance business by the Central Bank of the United Arab Emirates (IA License no. 018 & Commercial License no. 206782). Alliance’s head office is at Warba Centre, Abu Baker Siddique Road, Deira, 2nd and 3rd Floors, Dubai, United Arab Emirates. Alliance is listed on the Dubai Financial Market.

12Cheques.ae is owned and provided by 12Cheques Technologies Ltd (12Cheques), a company limited by shares incorporated in the Dubai International Financial Centre, with commercial license number CL5628 with its registered office at Unit GD-PB-04-06-OF-13, Level 6, Gate District 04, Dubai International Financial Centre, Dubai, United Arab Emirates. 12Cheques is not licensed by the Central Bank of the United Arab Emirates or the Dubai Financial Services Authority to conduct any regulated insurance activities.

Each rental guarantee product is a contract of insurance underwritten by Alliance. The provision of incomplete or inaccurate information when applying for a rental guarantee product can adversely affect the coverage provided by Alliance and may result in a claim not being paid. Coverage under the rental guarantee is subject to applicable terms and conditions. As with all financial decisions or selections of a service provider, it is recommended that you make enquiries and, if necessary, take appropriate advice before entering into any transactions.

12Cheques.ae and 12Cheques Technologies Ltd expressly disclaim any responsibility for ensuring the accuracy of any information contained on its website, in any newsletters, postings, or mailings, or provided in any other manner, and expressly disclaim any responsibility for any consequences arising from the use of or reliance upon such information by any person. The information contained therein is provided for information purposes only and is subject to confirmation by Alliance.

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